Please read How to Improve Your Credit Scores – Part One and Part Two before starting this post. In these posts, I have uploaded a few pictures. I’m not a computer wizard, so the pictures are a little distorted. It might be helpful if you actually click on the photo. This will enlarge it so that you can see it more clearly!

Here is the letter I sent to Equifax regarding the incorrect collection item in my credit report:


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Well, believe it or not, I finally had the incorrect collection item in my credit report removed! Here is a copy of the letter I received back from Equifax:


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In addition to fighting this incorrect item in my credit report, I followed through with 7 other strategies as recommended by Stephen Snyder. Guess what happened? My credit scores increased! Here are my credit scores after following the Stephen’s course:


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As you can see, I was able to raise my middle credit score from 670 to 735. This is a 65 point increase. This increase allowed me to save a substantial amount of money on insurance, new mortgages and properties that I refinanced. It was a lot of work, but it was well worth it in the end.

I have continued to use Stephen’s strategies to maintain a credit score well above 700. If you are in a similar situation with your credit score as I was, I highly recommend Stephen Snyder’s credit improvement course. It was well worth the price. Best of all – it worked!

In this series of blog posts, I highlighted my efforts to improve my credit scores. Go back and review my credit score journey. See if you can find the real "secret" to my success. The hidden "secret" works for every single goal you have in life, not just improving your credit score.

To high credit scores!

P.S. You can check out Stephen’s credit improvement course by clicking here!

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